Identity Theft Protection FAQs
What is Identity Theft?
Identity theft is when someone steals your personal information and uses it to commit fraud, whether that is by opening accounts in your name, applying for credit, filing taxes, or obtaining services. medical, to name a few.
How to protect your identity
There might not be a sure-fire way to prevent identity theft, but there are things you can do to stop thieves from stealing your identity. For example, you can request a credit fraud alert, protect your Social Security number, use strong passwords, and regularly check your credit report. An identity theft protection service can also protect you against unauthorized access and use of your personal information. You may also find that your home insurance policy may include an Identity Theft Protection Rider.
Where could identity theft gain access to your personal information?
Identity thieves can access your personal information in a number of ways: some physical, others digital. They can search the mail or trash for credit cards or bank statements, fill out a change of address form to forward your mail to them, and steal your wallet or its contents. They can also phish information with fake emails or text messages, obtain your information through unsecured websites or public Wi-Fi, and steal electronic records exposed due to a data breach.